{"id":13324,"date":"2020-04-15T15:21:44","date_gmt":"2020-04-15T22:21:44","guid":{"rendered":"https:\/\/www.dmv.ca.gov\/portal\/handbook\/vehicle-industry-registration-procedures-manual-2\/general-registration-information\/electronic-lien-and-title-elt-program\/"},"modified":"2024-02-27T11:00:53","modified_gmt":"2024-02-27T19:00:53","slug":"electronic-lien-and-title-elt-program","status":"publish","type":"dmv_handbook","link":"https:\/\/www.dmv.ca.gov\/portal\/handbook\/vehicle-industry-registration-procedures-manual-2\/general-registration-information\/electronic-lien-and-title-elt-program\/","title":{"rendered":"1.050 Electronic Lien and Title (ELT) Program"},"content":{"rendered":"\n<p>The ELT program provides an electronic ownership record on the DMV database in lieu of a paper title to the ELT lienholder and a (paper) registration card is issued to the registered owner. <\/p>\n\n\n\n<p>ELT program lienholders are assigned specific name and address abbreviations which must be used to generate a paperless title.<\/p>\n\n\n\n<p>Enter the ELT lienholder information <strong>exactly as shown in the latest DMV ELT listing<\/strong>. If the ELT information is entered incorrectly:<\/p>\n\n\n\n<p>\u2022 A paper title will be issued when an ELT lienholder\u2019s name and address do <strong>not<\/strong> exactly match.<\/p>\n\n\n\n<p>\u2022 The paper title must be returned to DMV for correction, which delays issuance of a title record to the lienholder and may delay subsequent title transfers.<\/p>\n\n\n\n<p>New ELT participants are added to the program quarterly. The current ELT listing is available on DMV website by clicking <em>Vehicle Industry Services<\/em>, then click on <em>Electronic Lien and Titling Program<\/em>.<\/p>\n\n\n\n<p>Changes are transmitted electronically to DMV headquarters by the ELT lienholder and the information is processed as explained below:<\/p>\n\n\n<body><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>When the<\/th><th><strong><span class=\"has-inline-color has-very-light-gray-color\">Then DMV<\/span><\/strong><\/th><\/tr><\/thead><tbody><tr><td><span class=\"mobile-title\">When the<\/span>Lien is satisfied by a dealer (upon trade-in for example)<\/td><td><span class=\"mobile-title\">Then DMV<\/span>Issues and mails a paper title to the dealer showing the dealer as the \u201clegal owner\u201d.<\/td><\/tr><tr><td><span class=\"mobile-title\">When the<\/span>Lien\/contract is purchased by a nonparticipating lienholder<\/td><td><span class=\"mobile-title\">Then DMV<\/span>Issues and mails a paper title to the new lienholder.<\/td><\/tr><tr><td><span class=\"mobile-title\">When the<\/span>Lien\/contract is purchased by another ELT lienholder<\/td><td><span class=\"mobile-title\">Then DMV<\/span>Creates and transmits a new ELT record to the new ELT lienholder.<\/td><\/tr><tr><td><span class=\"mobile-title\">When the<\/span>Lien satisfied by the registered owner or record<\/td><td><span class=\"mobile-title\">Then DMV<\/span>Issues and mails a sole-owner paper title to the registered owner.<\/td><\/tr><tr><td><span class=\"mobile-title\">When the<\/span>ELT lienholder requires a paper title<\/td><td><span class=\"mobile-title\">Then DMV<\/span>Issues and mails a paper title to the ELT lienholder upon completion of an Application for Replacement or Transfer of Title \u00a0(REG 227) form.<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/body>\n\n\n<div class=\"wp-block-dmv-spacer-block spacer-box\"><\/div>\n\n\n\n<p>The average time to receive a paper title from an electronic transaction is eight days. An existing record status such as a pending report of deposit of fees (RDF) or suspense transactions prevents issuance of the title in the automated process. These are processed manually by DMV.<\/p>\n\n\n\n<p>DMV&#8217;s ELT automated system allows ELT lienholders, also known as legal owners (LO), to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Obtain a paper title and\/or release interest when there is an RDF on a vehicle\u2019s record.<\/li>\n\n\n\n<li>Change a registered owner\u2019s (RO) address when releasing interest in a vehicle to the RO.<\/li>\n<\/ul>\n\n\n\n<p>ELT transactions generate a title and\/or registration card and update the vehicle\u2019s record with the new information. It will not clear the pending RDF from the system.<\/p>\n","protected":false},"featured_media":0,"parent":13291,"menu_order":11,"template":"","dmv_task":[11],"dmv_functional_page_type":[64],"dmv_handbook_category":[880,595],"class_list":["post-13324","dmv_handbook","type-dmv_handbook","status-publish","hentry","dmv_task-educational","dmv_functional_page_type-informational","dmv_handbook_category-general-registration-information","dmv_handbook_category-vehicle-industry-reg-procedures-manual"],"featured_image_src":null,"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>1.050 Electronic Lien and Title (ELT) Program - California DMV<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.dmv.ca.gov\/portal\/handbook\/vehicle-industry-registration-procedures-manual-2\/general-registration-information\/electronic-lien-and-title-elt-program\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"1.050 Electronic Lien and Title (ELT) Program - California DMV\" \/>\n<meta property=\"og:description\" content=\"The ELT program provides an electronic ownership record on the DMV database in lieu of a paper title to the ELT lienholder and a (paper) registration card is issued to the registered owner. 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